1. Apply
About a minute, no credit check to start.
How it works
From application to funded, step by step
A clear process built for small business owners and 1099 workers, with the total cost explained before you sign anything.
See my funding options →
2. Review
We build your funding path.
3. Get funded
Funds released once documents are complete.
1. Apply online
Tell us a few basics about your business or 1099 income. It takes about a minute and there is no credit check to start. You'll see an estimated funding range right away.
2. Sign and upload your statements
Review and e-sign your application, then securely upload your last 3 months of business bank statements. Most owners finish this in a few minutes from their phone.
3. Review your funding path
Our team takes your file to our lender network and explains the rate, term and structure of each option you receive.
4. Choose an offer and get funded
Once you accept an offer, funds are released to your business bank account. Timing depends on the product, the lender and complete documents.
What you need to qualify
Most small businesses and self-employed earners qualify. Here are the basics:
6+ months in business
Newer businesses may still qualify under our 1099 program.
U.S. business bank account
We fund into your existing business or sole-prop account.
$10K+ monthly revenue
Lower revenue? Ask about our 1099 funding option.